Insurance can protect you in times when you face financial uncertainty. It makes sense then that so many people instinctively contact their insurance company after an accident or injury. While letting your insurance company know that you must file a claim is a smart move, they may not be the first people you should call.
It's true that injuries can occur anywhere and everywhere, and it can be difficult to effectively predict and avoid them. When you are in your own home, you are responsible for keeping yourself and your family out of harm's way by maintaining a safe premises. However, if you are on a public premises such as in a shopping mall or a movie theater, you do not have this level of control.