We Fight for Workers’ Compensation Benefits for Injured Workers & Their Families

Workplace accidents injure thousands of workers each year. Going to work shouldn’t mean leaving in an ambulance with painful injuries. Workplace accidents not only put strain on a family’s budgets, but some workers suffer such serious injuries that they will never return to their old job.

Ball, Kirk & Holm, P.C., is a prominent law firm helping those who are hurt on the job. Our attorneys understand the workers’ compensation system and why claims are denied. Call us to speak with a North Liberty workers’ compensation attorney in a free consultation. Our clients mean everything to us, so we make ourselves available 24/7.

Do You Have a Workers’ Compensation Claim?

Workers’ comp provides benefits in a no-fault manner. This means that your own careless behavior will not prohibit you from receiving compensation. Furthermore, workers don’t have to prove their employer was negligent, either.

Instead, a worker will receive benefits if they were injured on the job. Some are injured in dramatic falls or explosions, while others slowly develop soft-tissue injuries through repetitive motions. Still other workers come down with an occupational illness, such as respiratory problems.

We can help those struggling with:

• Blindness
• Hearing loss
• Toxic exposure
• Back injuries
• Carpal tunnel syndrome
• Bursitis
• Amputations
• Fractures
• Burn injuries
• Electrocution injuries

The main challenge is proving your injury or illness arose out of your work conditions.

Give us a call at (319) 220-0416 or submit an online contact form to request a free, no-obligation consultation.

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What Benefits Does Workers’ Compensation Provide?

Workers’ compensation makes many benefits available to injured workers:

• Medical benefits. A worker should not have to pay for any medical care to treat their work injuries. However, any treatment you receive must be necessary, and your employer can usually choose which doctor treats you.
• Temporary disability benefits. Workers can receive benefits if they are permanently or partially disabled.
• Healing period benefits. While recovering from an injury, a worker can request healing period benefits.
• Permanent disability benefits. Both permanent partial disability and permanent total disability benefits are available for significant injuries. If you still have limitations after reaching maximum medical improvement, you can request permanent benefits.
• Vocational rehabilitation. A worker who cannot return to gainful employment might qualify for vocational rehab benefits.
• Death benefit. A worker’s family may receive a death benefit when a worker dies due to an on-the-job injury or occupational illness.

Benefits provide a life raft for many workers who are barely making ends meet as it is. Our firm is focused on obtaining all the benefits our clients qualify for.

Why Claims Are Denied

Although workers’ comp benefits are no fault, too many workers see their initial application denied. Some common reasons include:

• Pre-existing injury. Workers’ comp won’t cover an injury you suffered outside work or at a previous employer.
• Uncovered injury. Not all injuries are covered by workers’ comp. You might have suffered a mental or psychological injury, but it does not meet the strict eligibility requirements.
• Lack of injury. You might not have submitted adequate proof that you are truly injured. Your employer’s insurance provider might claim you are not really hurt.
• Delay in filing a claim. You must file a claim within the statute of limitation. If you are too late, then your employer’s insurer can decline the claim.
• Failure to report an injury or illness. Workers must report their injury or illness to their employer within 90 days. The law states you are not entitled to benefits unless notice is provided.

We have helped many people get claims approved by bringing an appeal. Reach out to us as soon as possible, because tight deadlines apply.

Other Disputes Over Workers’ Compensation Benefits

Getting benefits approved does not end legal disputes. For example, the insurer might claim you are receiving unnecessary care. They refuse to cover its cost.

In other situations, an insurer believes that you have recovered well enough to return to work with or without restrictions. They might demand an independent medical examination to confirm their belief that you have healed enough to return to work.

Other workers have disputes regarding permanent disability ratings. Many workers retain some disability even after reaching maximum medical improvement. The disability rating will directly impact how much you can receive in benefits. We might challenge the disability rating as too low.

Contact our office to speak with a North Liberty workers’ compensation lawyer. We have won benefits for many badly injured workers. An insurer should not cut off benefits too early or try to force you back to work if you are still disabled.

Why You Need a Lawyer

Navigating workers’ compensation disputes is confusing for many workers. They are in pain and worried about the future. They do not know why they are being told to go back to work when they feel disabling pain.

Our office provides many services to injured workers:

• Claim approval. Our firm knows how to find compelling evidence to show you meet eligibility requirements for benefits.
• Appeals. We know the appeal process inside and out and can help raise meritorious claims before administrative tribunals and the courts. A denial of your initial application is not the end of the road.
• Early termination of benefits. We can fight to keep your benefits, even when a doctor or insurer believes you have healed.
• Third party lawsuits. Generally, workers cannot sue their employer. However, you might have a valid personal injury claim against a manufacturer of a defective product or a third party who hurt you. Our firm can seek additional compensation in a lawsuit or injury claim.
• Retaliation claims. Workers’ comp law prohibits an employer from retaliating against a worker for filing a workers’ compensation claim. Our firm can bring an action against any employer for violating this law.

Injured workers should maintain focus on recovery and reconnecting with family. Let us handle the legal work and make a powerful argument on your behalf.

Speak with a North Liberty Workers’ Compensation Attorney

Work injuries are terrifying. In today’s economic climate, any loss of income and leave families in intense financial distress. Take control of the situation by calling our office. Ball, Kirk & Holm has helped injured workers receive the benefits they deserve after an on-the-job accident or injury. Contact us to schedule a free consultation.

Contact us today for a free consultation by filling out our contact form or calling (319) 220-0416.