Iowa employment law requires most employers in the state to provide their employees with workers’ compensation coverage. There are some exceptions, of course, but the majority of people who are classified as employees in Iowa should have workers’ compensation in case they get hurt at work. But the process of using workers’ compensation can be an uphill battle with an employer and an insurance company that would rather not give you anything.
Ball, Kirk & Holm in Iowa City can help you with your workers’ compensation claim from start to finish. As a business that is proud to employ an incredible team of legal professionals, we know all about workers’ compensation and why it is so important for every worker to get it when they need it. If any party is trying to stand between you and your fair recovery, then please let us know by dialing (319) 220-0416 today.
We proudly offer our services to workers in all industries, such as:
- Law enforcement
- Mail courier service
- And much more
Your first consultation with our workers' compensation lawyers in Iowa City is free. Contact us now to arrange it.
How Much Time Do You Have to File?
In Iowa, you only have 90 days to report your work-related injury to your employer. You also only have two years to pursue workers’ compensation benefits through the policy that your employer provides you. If you miss either deadline, then your case could end before it begins.
Workers’ Compensation Benefits
Workers’ compensation benefits usually include:
- Medical care: You are entitled to receive all necessary and reasonable medical treatments after being in a workplace accident without having to pay for any care yourself. Even medical care that will be necessary years in the future should be covered. You also should not have to pay minor expenses like co-pay and prescription costs.
- Wage replacement: When you cannot work for more than a week due to your injury, you might be eligible for wage replacement benefits. Typically, an injured worker can receive two-thirds of their average pre-injury pay each week until they are able to commit to some form of work again.
- Disability pay: You can earn additional financial and care benefits if your work-related injury has caused a permanent disability. If that disability is severe enough to prevent you from holding any form of gainful employment, then these benefits can become permanent, too.
- Vocational retraining: An injured worker can request to be given a new position at work that does not exacerbate or endanger their injury. If that new position requires training or education courses to be completed, then the cost of those courses should be provided by the insurance company or the employer.
- Death benefits: If a worker passes away due to a workplace accident, then death benefits might be owed to the worker’s surviving family members. Death benefits typically include wages the deceased would have earned in life or for several years, as well as reasonable funeral and burial costs.
Why Should You Hire a Workers' Comp Lawyer?
Hiring a workers' comp attorney to represent you provides you with several advantages when filing your claim:
- You're able to focus on your recovery while your attorney focuses on your case
- You have an experienced legal professional on your side who can help you navigate the process
- Your attorney can help ensure you don't miss any paperwork deadlines or court dates
- If your claim was initially denied, your attorney can help you identify why it was denied and help you file an appeal
- If your employer has retaliated against you for filing a workers' comp claim, your attorney can help ensure you are fairly represented
- If the settlement you are being offered doesn't cover your expenses, your workers' comp lawyer can help negotiate a better settlement on your behalf
At the end of the day, hiring a workers' compensation attorney can help ensure that you are fairly represented and that your best interests are kept in mind when negotiating with the insurance company or your employer. You can also have peace of mind knowing that your case is in good hands while you focus on recovery.
Let Us Help You File a Workers’ Comp Claim
Did you suffer a workplace accident? Even if it was your fault and you admitted that you made a mistake, workers’ compensation is a no-fault system, so your claim should still be valid. The Iowa City workers' compensation attorneys at Ball, Kirk & Holm can help you understand your options and get your claim moving. We can either help you file your claim or challenge the insurer if your claim was wrongfully denied.
Real Clients, Real Stories
"My experience with Ball,Kirk & Holm was awesome."Terry D.
"Eashaan is a fighter! This law firm won’t disappoint!"Shea R.
The teamwork at Ball, Kirk & Holm were very informative & in constant contact.Russ, Personal Injury Client