Iowa Rideshare Accident Lawyer

Iowa Attorneys

Initiating a Rideshare Accident Claim in Iowa

Daily reliance on rideshare services like Uber and Lyft is common for many. Usually, your commute from home to work or elsewhere is uneventful. Yet, unforeseen circumstances can disrupt this routine. If you’ve suffered injuries in a rideshare accident, be it as a passenger or another driver, you might consider legal action. “Who bears responsibility for my injuries?” This question may arise if you’re hurt while using Uber or Lyft. Typically, the driver’s company has insurance for such incidents. Still, there are scenarios where their coverage falls short. This prompts the crucial question, “Who is liable?” Seeking guidance from a skilled Iowa car accident lawyer is essential after a severe accident, especially involving rideshare services. Our firm is here to offer the necessary legal advice for you to secure the rightful compensation. Let us guide you through.

Give us a call at (319) 220-0416 or submit an online contact form to request a free, no-obligation consultation.

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Uber, Lyft Rideshare Accident Liability

Navigating the aftermath of a rideshare accident involves unraveling complexities. It’s not always straightforward, and culpability could rest with the driver, the rideshare company, or another entity. Picture this: as an Uber passenger, if another driver causes the accident, their insurance should cover your damages. However, if it’s the Uber driver at fault, they’re likely accountable. Sometimes, the rideshare company’s insurance might step in. Regardless, proving liability is essential for any settlement. An adept auto accident attorney can help identify the responsible party, ensuring they face consequences. It can get intricate, often involving negotiations with multiple parties and insurance adjusters. Skilled personal injury lawyers understand the ins and outs of rideshare accidents and how to navigate the complexities.

Damages Available in Iowa Rideshare Accident Cases

Rideshare drivers, like any other motorists, must have specific insurance coverage. Both Uber and Lyft provide varying levels of coverage based on the accident’s circumstances, specifically the “driving period” during which the crash occurs. These driving periods are categorized as follows: Period 0: The driver has the app turned off – no coverage; Period 1: The driver has the app on but hasn’t accepted a ride – no coverage; Period 2: The driver has the app on, accepted a ride, but the passenger isn’t in the vehicle yet – $50,000/$100,000 in bodily injury or death per person/accident and $25,000 in property damage per accident; Period 3: The driver has the app on, accepted a ride, and has a passenger in the vehicle – $1 million in total coverage per accident. For instance, if you’re injured as an Uber passenger, you’re covered by the $1 million. If you’re injured as the driver or passenger of another vehicle, coverage depends on whether the rideshare driver had the app on, accepted a ride, and/or had a passenger in the vehicle. Even if the rideshare driver isn’t actively driving for their company, you might still recover compensation by filing a standard car accident claim with their private auto insurance provider.

FAQs by Iowa Clients

Q. What should I do immediately after a rideshare accident in Iowa?

A. Ensure safety, seek medical attention, gather information, and report the accident to the police.

Q. Can I file a lawsuit against Uber or Lyft for my injuries in Iowa?

A. Yes, you may have legal options, especially if the rideshare driver’s negligence caused the accident.

Q. Can I still recover compensation if the rideshare driver was not actively transporting a passenger during the accident in Iowa?

A. Yes, coverage may still be available depending on the driver’s status at the time of the accident.

Contact a Iowa Uber, Lyft Rideshare Accident Lawyer Today​

At Ball, Kirk & Holm, P.C., we grasp the challenges you’re already facing. Juggling medical treatments, handling daily expenses without work, and dealing with insurance companies can be overwhelming. The last thing you need is the added stress of navigating a complex claim or lawsuit against a rideshare company. Let our Iowa Uber and Lyft accident lawyers take the burden off your shoulders. With a deep understanding of the law, we have a track record of successfully negotiating settlements and securing just verdicts for our clients. For decades, our commitment has been to assist injured individuals in Iowa, ensuring they receive the justice and recoveries necessary to move forward. We provide each client with personalized, attentive service and unwavering advocacy throughout the entire process.

Contact us today for a free consultation by filling out our contact form or calling (319) 220-0416.