North Liberty Car Accident Attorneys

North Liberty Attorneys

Helping Accident Victims in North Liberty, Iowa with Injury Claims

Car accidents are surprisingly expensive. Many motorists are shocked when a minor fender bender ends up depleting their savings just to pay for medical care and vehicle repairs. The economic losses can pile up, especially if an injured motorist cannot return to work because of bodily limitations.

Contact Ball, Kirk & Holm, P.C., to speak with an experienced North Liberty car accident attorney. Iowa requires that motorists carry liability insurance, and this type of policy will pay a settlement if another motorist is to blame for your accident. Injured victims and their families count on our firm to provide the highest level of service. Connect with us to schedule a free consultation.

Give us a call at (319) 220-0416 or submit an online contact form to request a free, no-obligation consultation.

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When Can You File an Injury Claim for a North Liberty Car Accident?

We can help anyone hurt in a crash if the following are true:

• Another person or entity acted negligently or recklessly;
• You were injured as a result in a car accident;
• You suffer damages, such as the need for medical care due to bodily injuries.

Many of our clients are injured in common collisions, such as T-bones, rear end collisions, sideswipes, rollovers, and more. They sustain some of the worst injuries imaginable, often dealing with lingering pain for months.

Contact us to learn more if you have a legal right to sue. We can go over the accident as you remember it and look at the police report. Then we can provide an overview of your legal right to file a claim or possibly start a lawsuit.

Evidence for a Car Accident Claim

Our clients have the burden of proving that another motorist was negligent or reckless. Essentially, we must show this driver did not use reasonable care and caused the crash as a result. Some examples of negligent conduct include:

• Drunk driving
• Fatigued driving
• Distracted driving
• Driving while text messaging
• Speeding
• Tailgating
• Driving on the sidewalk
• Failing to yield properly
• Dangerous passing
• Running a red light

Evidence can come in the form of witness statements, including bystanders or other motorists who saw the crash. A dashcam might have recorded the collision, also.

We can use police evidence if a driver was intoxicated or high on drugs. The police should investigate and ask the motorist to take a chemical test.

Why You Need a Lawyer

Nobody who is hurt in an accident should attempt to tackle their own claim. You might not have any money to hire a lawyer, but there are tangible benefits to securing legal representation:

• Evidence gathering—We allow you to focus on your rehab and healing. Let us handle the witness interviews and search for video evidence.
• Legal analysis—We can identify who is at fault and where to file a legal claim.
• Damages analysis—Our clients can receive damages for the full range of losses, including medical bills and pain. We know how much to request based on the unique facts of your case.
• Communication. Let us deal with the insurance companies. We can shield our clients from annoying requests for information.
• Negotiation. Our firm excels at negotiating with at-fault drivers and their insurers for fair settlements.

Our firm is affordable. We represent accident victims on contingency, which means you do not owe us anything unless we win your case. Call us to learn more about how we can bolster your claim for compensation.

What is the Average Settlement for a Car Accident?

There is no one “average” settlement that applies to all accident victims. Each case is unique. Some of our clients suffer painful sprains or strains, while others are dealing with life-changing paralysis or severe brain injury.

• We can request compensation for economic losses, such as:
• Repairs to your car and other damaged property;
• Medical care to treat your injuries, including emergency care, surgery, and ongoing rehab;
• Lost wages when you cannot work due to your injuries;
• Loss of earning capacity, representing future economic losses.

A settlement should also cover non-economic damages, including:

• Bodily pain
• Sleeplessness
• Mental anguish or distress
• Post-traumatic stress disorder
• Changes to your marriage

We are happy to review the facts of your case and provide a rough estimate of what you might receive.

What Limits A Person’s Compensation for a Car Accident?

There are some reasons why accident victims do not receive all the compensation they should. In Iowa, some of the common reasons include:

• Comparative fault. You could have driven negligently before the crash. If you contribute to an accident in any way, your settlement will be reduced. And if you are more than 50% to blame, you will receive nothing. (Iowa Code § 668.3.)
• Weak evidence. If you lack solid evidence proving your injuries, then you might need to settle for less.
• Defendant’s resources. The defendant might only have the bare minimum insurance, or no insurance at all. The defendant’s lack of resources often puts a ceiling on the amount an accident victim can request.

Our firm will do everything we can to increase what you take home. That means minimizing any contributory negligence and helping to document the accident and injuries.

Mistakes to Avoid Following a Crash

Accidents are confusing events. Nonetheless, there are some critical errors to avoid:

1.       Do not forget to call the police. The officer will create a traffic accident report, which is helpful in a case.

2.       Do not admit fault for the crash at the scene. This is a surefire way to reduce what you can receive.

3.       Decline to give a recorded statement to insurance companies. They are often searching for proof you were negligent.

4.       Never try to negotiate your own claim. Few people realize the full value of your case. This is a good way to end up with too little.

5.       Do not accept a settlement proposal without meeting with an attorney who can review it. The first offer is usually too little.

Remember that insurance companies do not represent you. They are focused on reducing the amount they pay to accident victims, and their sole objective is to get you to accept as little as possible.

Call a North Liberty Car Accident Lawyer Today

Get a fighter in your corner. Our lawyers are dedicated to our clients and have their best interests at heart. We can build your claim and negotiate for a realistic settlement. Call us to schedule a free consultation. Our lawyers make themselves available 24/7 to our clients.

Contact us today for a free consultation by filling out our contact form or calling (319) 220-0416.

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