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Des Moines Attorneys

Bringing a Rideshare Accident Lawsuit in Des Moines

Rideshare services like Uber and Lyft are part of the daily routine for many. The usual journey from home to work or elsewhere is smooth, but occasional unforeseen situations can disrupt it. If you find yourself injured in a rideshare accident, whether as a passenger or another driver, legal recourse is an option. “Who takes responsibility for my injuries?” This question may arise if you’re hurt while using Uber or Lyft. Typically, the driver’s company has insurance coverage for such incidents. However, there are cases where their coverage falls short, leading to the pivotal question, “Who is liable?” Seeking counsel from a skilled Des Moines car accident lawyer is crucial after a serious accident, particularly involving rideshare services. Our firm is here to provide the necessary legal advice for you to obtain fair compensation. Let us be your guide.

Give us a call at (319) 220-0416 or submit an online contact form to request a free, no-obligation consultation.

A Word from Our Clients

Determining Rideshare Accident Liability in Des Moines

Getting through a rideshare accident’s aftermath can be like solving a puzzle. Liability isn’t always clear-cut, and it could be the driver, the rideshare company, or someone else responsible. For instance, imagine you’re an Uber passenger injured by another driver—their insurance should cover your damages. But if it’s the Uber driver’s fault, they bear responsibility. At times, the rideshare company’s insurance could come into play. Regardless, proving liability is crucial for any settlement. An experienced auto accident lawyer can be your guide, pinpointing the responsible party and holding them accountable for your injuries and other damages. It’s a nuanced process, often involving negotiations with various parties and insurance adjusters. Seasoned personal injury lawyers know the ropes, especially in the realm of rideshare accidents.

Types of Damages Obtainable in Des Moines Rideshare Accident Claims

Just like any other driver on the road, rideshare drivers must carry specific insurance coverage. Uber and Lyft provide varying levels of coverage depending on the accident’s circumstances, specifically the “driving period” when the crash occurs. These driving periods are defined as follows: Period 0: The driver has the app turned off – no coverage; Period 1: The driver has the app on but hasn’t accepted a ride – no coverage; Period 2: The driver has the app on, accepted a ride, but the passenger isn’t in the vehicle yet – $50,000/$100,000 in bodily injury or death per person/accident and $25,000 in property damage per accident; Period 3: The driver has the app on, accepted a ride, and has a passenger in the vehicle – $1 million in total coverage per accident. For example, if you’re injured as an Uber passenger, you’re covered by the $1 million. If you’re injured as the driver or passenger of another vehicle, coverage depends on whether the rideshare driver had the app on, accepted a ride, and/or had a passenger in the vehicle. Even if the rideshare driver isn’t actively driving for their respective company, you might still be able to recover compensation by filing a standard car accident claim with their private auto insurance provider.

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FAQs by Des Moines Clients

Q. How is liability determined in a rideshare accident involving Uber or Lyft in Iowa?

A. Liability can depend on factors such as the driver’s status (app on or off) and who caused the accident. The rideshare company’s insurance may come into play.

Q. What damages can I recover in a rideshare accident claim in Iowa?

A. Potential damages include medical expenses, lost income, pain and suffering, and property damage.

Q. How can an attorney help me with my rideshare accident claim in Iowa?

A. An attorney can navigate complex legal procedures, negotiate with insurance companies, and ensure you receive fair compensation.

Contact a Des Moines Uber, Lyft Rideshare Accident Lawyer Today​

At Ball, Kirk & Holm, P.C., we acknowledge the challenges you’re currently handling. Balancing medical treatments, managing daily expenses without work, and dealing with insurance intricacies can be daunting. The additional stress of navigating a complex claim or lawsuit against a rideshare company is the last thing you need. Let our Des Moines Uber and Lyft accident lawyers take charge of the intricacies of your case. We possess a comprehensive understanding of the law and a proven track record of negotiating favorable settlements and securing just verdicts for our clients. For decades, our commitment has been to assist injured individuals in Iowa, ensuring they receive the justice and recoveries necessary to move forward. We provide each client with personalized, attentive service and unwavering advocacy from start to finish.

Contact us today for a free consultation by filling out our contact form or calling (319) 220-0416.

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